Freedom From Fees

Split Payment Solutions

Give Customers More Flexibility—Without Sacrificing Your Bottom Line

Let Them Pay Their Way

Not every customer wants to pay with a single card or method—and they shouldn’t have to. With Paytriot’s split payment solution, you can offer more flexibility at the checkout counter without adding complexity or cost to your business. Whether it’s dividing a bill between two cards, splitting it with a friend, or combining payment types, our system handles it smoothly—while keeping you free from processing fees.

Our dual pricing model remains intact, so regardless of how a transaction is split, you keep 100% of your sale.

We splitting the bill

How It Works

At checkout, your customer can split a transaction across multiple payment methods, including two or more credit/debit cards, a combination of card and cash, card and gift card, or ACH and card

Each method is processed individually within one seamless sale

Our system calculates the compliant service fee on each applicable portion

You receive the full transaction total with no processing cost to your business

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Features & Benefits

  • Accept multiple payment methods in a single transaction
  • Improve customer convenience for group purchases or high-ticket items
  • Maintain compliance and transparency on all fee-based payments
  • Compatible with terminals, POS systems, and ecommerce platforms
  • Built-in tracking and reporting for each payment portion

Ideal Industries

Paytriot’s subscription billing platform is trusted by businesses such as:

  • Restaurants and bars (splitting checks between guests)
  • Salons, spas, and wellness providers (partial gift card use)
  • Retailers (card + cash split for budget-conscious buyers)
  • Automotive and service businesses (splitting business and personal expenses)
  • Online checkout with multiple contributors (family purchases, fundraisers)
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FAQ

Frequently Ask Questions

We know switching your payment system is a big decision. That’s why we’ve answered the most common questions businesses have about our zero-fee credit card processing model. If you don’t see your question here, our team is just a click away.

Yes. Our system supports multiple split combinations, including three or more cards or card + ACH + gift card.

Only the portions processed by card will include the service fee. Cash and ACH payments are charged at the discounted price.

Yes. Our mobile and wireless terminals fully support split payments, just like in-store systems.

Yes, depending on your platform. We offer ecommerce integrations that support partial payments and custom checkout logic.

Not at all. The interface is designed for speed and accuracy, even with multiple payment types.

No. This feature is included as part of your Paytriot merchant setup—no hidden fees or add-ons.

Friends splitting the bill in restaurant

Make Every Sale Work for Your Customer—and Your Bottom Line

With split payments, you give your customers more options and zero resistance—while still eliminating processing fees. That’s a win-win for everyone.

Get Started Today

Ready to eliminate fees and upgrade your payment system?